1. Business Loans
Finance your business for growth with Daraja Business Loans Loan
Benefits:
- Affordable with no hidden charges
- Flexible loan repayment period
- Flexible security requirements
2. Asset Financing
This is a facility designed for the purchase of movable assets for salaried individuals, registered businesses and limited companies.
- Up to 80% financing
- Loan term up to 24 months
- Financing of both new and used vehicles (up to 8 years)
Requirements:
- National identity card and PIN certificate ( Original & Photocopy)
- Certificate of registration (for the business)
- Business records
- Introduction letter from employer for salaried individuals
- Certified pay slips for the last 3 months for salaried individuals
- Latest 6 months certified bank statements
3. Development Loans
This is a facility designed for salaried individuals, registered businesses and limited companies to purchase plots and for construction purposes.
Features:
- Financing of residential and commercial projects
- Competitive interest rates
4. Chama Loans
Features:
- Financing based a members’ ability to pay
- Savings used as loan collateral
- Flexible repayments period
5. Salary Loans & Overdrafts
We employ the use of a check-off facility based on employer contract/agreement with us.